In MTD IT, the taxpayer is always the Individual (the person). The Sole Trader business is treated as a source of income linked to that person.

So, when you set up a new sole trader client, you will usually see:

  • Individual = the person (e.g., “Adam”)

  • Sole Trader Business = the trading activity (e.g., “Adam Plumbing”)

This is intentional, because:

  • HMRC authorisation is tied to the individual taxpayer

  • the trading business is one (or more) income sources under that taxpayer

  • future expansion (e.g., adding property, multiple trades) becomes cleaner when the person is the “parent”

What you should do:

  1. Create/confirm the Individual record

  2. Link/attach the Sole Trader business to that individual

  3. Continue into MTD IT and authorise with HMRC

Common confusion:
If you only create a business without linking the individual correctly, you may later find you cannot proceed smoothly with authorisation or business syncing.